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Recently, the PA State Assembly enacted the state’s first anti-texting law, which “forbids operators of moving automobiles from using Interactive Wireless Communication Devices (IWCDs) to send, read or write a text-based communication.”  Penalties can include a $50 fine.  Penalties, contrary to local belief, do not include seizure of your cell phone.

 In a business, employees that drive are some of the largest risks that commercial clients face.  They aren’t being directly managed (because they’re on the road and their manager is in the office), there is downtime between deliveries or meetings, and with that downtime employees are going to use their cell phones to catch up with spouse/significant other via text, check facebook, maybe even get in a game of Angry Birds.

 Of course, when they’re doing that, they’re not paying attention to the road, which can lead to accidents, which increases your claim frequency, driving up your cost of insurance.

 While we can’t stop accidents from happening, we can help prevent claims by implementing fleet safety policies that outline what are and are not appropriate behaviors for drivers of the business vehicles.  This policy can include penalties for use of a cell phone while the vehicle is on, not wearing a seat belt, or driving intoxicated (even when they’re not on your time). The policy can also encourage your employees to follow traffic safety laws such as speed or parking guidelines.

 The fleet safety policy is one of the easiest and least expensive but most overlooked way to implement safety without transferring risk to an insurance company.  Consider implementing one for your business and sleep better knowing that your employee’s safety was better than it was before.

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